Seniors Resource Guide

Risks with Homecare

Article submitted by Bruce Berglind, Managing Partner of ComForcare Senior Services.
For more information, they can be reached at 973-316-1400, or by e-mail: MorrisNJ@ComForcare.com.

"This is one of the most important issues in homecare," said Sheila McMackin, president of the National Private Duty Association (NPDA). "Many consumers do not realize the hazards to which they or their loved ones are exposed when companies that place caregivers classify them as independent contractors."

The NPDA position paper details a number of areas where consumers and workers are at risk. A major concern is the problem of inadequate supervision. When in-home workers are placed as independent contractors, the agency placing them is prohibited by law from training, scheduling, or supervising them. This puts consumers at greater risk for physical, psychological and financial abuse.

Another important risk is the liability that families face for non-payment of taxes, social security, unemployment insurance and workers compensation coverage. Most are not aware that they will be responsible for these obligations. This subjects consumers - especially homeowners - to financial consequences that could be devastating if a caregiver sues, or if a government agency intervenes.

As the number of homecare consumers increases, these concerns about patient abuse or consumer and professional liability increase as well. "We will be working at the grass roots level on this," noted McMackin. "We will provide consumer and professional training, and will also work with our state representatives on legislation that protects consumers."

The National Private Duty Association represents over 300 homecare agencies nationwide. Its mission is to enhance the strength and professionalism of private-duty homecare providers through education and documentation of best practices. It is suggested that consumers of homecare services check to make sure that the agency they select is bonded, insured and licensed.